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Snowflakes FAQs

Account and Login 4 Bank Sync 3 Bill Tracker 5 Budget 5 Export and Print 3 Getting Started 6 Interest 3 Loan Types 3 Mobile 1 Payments 8 Payoff Methods 6 Snowball Table 7 Snowflakes 3 Student Loans 1 Undebt.it+ Membership 8 YNAB 4

How do I use debt snowflakes?

Created February 17, 2021 30,076 Views

Debt Snowflakes are handled on the Additional Payments page and are meant to assign an additional snowball amount on top of your existing snowball amount. All you need to do is enter in the billing month and amount you plan to pay extra. You can have more than one snowflake in a month if you like (t...read more

Can I allocate a snowflake payment to a specific debt?

Created March 8, 2021 22,242 Views

You cannot choose a particular debt account to allocate the debt snowflake additional payment. The snowflake gets allocated to the first debt in line to be paid off based off of your selected payoff method.

I created a snowflake but my balance stayed the same

Created February 25, 2021 20,919 Views

Creating a snowflake doesn't affect the balance immediately. It will adjust your monthly budget so your scheduled payment will be bigger. When you record the actual payment is when the balance and progress will change.