Debt payments are only part of the picture. Rent, utilities, insurance, subscriptions — the bills that never disappear are the reason "extra" money never feels extra. The Undebt.it+ Bill Tracker puts your recurring bills on the same page as your debt snowball, so you can plan your payoff around what actually goes out each month, not a guess. Here's how the Bill Tracker looks on the Dashboard page:
You can even update a bill right from the dashboard:
The other place where you can manage your bill accounts is on the Account List page. You can add and delete your bill accounts and even print out a list of them.
Recurring Bills That Manage Themselves
Enter a bill once and pick how often it repeats (monthly, weekly, or yearly). When a due date passes, the next one is generated automatically from the bill's schedule. Bills that change month to month, like utilities, can be updated in seconds; bills that never change, like rent and insurance, never need touching again.
Every bill keeps its own payment history, so when this winter's electric bill looks wrong, you can see exactly what you paid last winter. No spreadsheet, no digging through a banking app's transaction search. The history lives with the bill.
Reminders That Reach You Before the Late Fee Does
Get a text message before a bill is due — you choose the reminder window for each account, so the mortgage can warn you a week out while the streaming subscription stays quiet until the day before.
Autopay Without the Mystery
Mark a bill as autopay and Undebt.it logs the payment automatically when it comes due. Autopay bills still appear on your calendar and in your due list, because "it pays itself" shouldn't mean "I forgot it exists."
One Calendar for Everything You Owe
Debt payments and bills share one payment calendar on your dashboard. When three bills and a debt payment all land in the same week, you see it coming and can plan around it.
The 52-Week Savings Challenge Runs on the Same Engine
The 52-week savings challenge is a special bill account that generates its own weekly schedule, so saving works exactly like every other bill you track — visible, scheduled, and recorded.
What It Does & Doesn't Do
The bill tracker handles recurring bills on weekly, monthly, or yearly schedules, keeps a payment history for every bill, sends text reminders with a per-account reminder window, logs autopay payments automatically, and shows bills and debt payments on one shared payment calendar. It works in any web browser on any device.
It does not require connecting a bank account, it is not a bill negotiation service, and there is no app to install — it's mobile web, and your data stays between you and Undebt.it.