My Credit Card Rewards Rotation for 2022
Using Credit Cards for Everything (and Getting Rewarded) As you may know, I am a big fan of maximizing the responsible use of credit cards for my everyday purchases. The #1 rule I have...
Undebt.it is a free debt snowball/avalanche calculator Blog
How Budgeting and Debt Management Are Related
When you are dealing with debt, it can be difficult to know where to get started. The key to a successful debt management strategy is a budget. This is because budgeting helps you eliminate...
Everything You Need To Know About Sinking Funds
Sinking funds are a useful tool that help you prepare for the big expenses that life throws your way. Instead of scrambling to cover predictable costs that you incur throughout the year, a sinking...
Length of Credit History: What You Need To Know
Credit scores are a three-digit number that can dramatically impact your financial choices. With a better credit score, you can access more attractive financing terms for major purchases like a home or vehicle. One...
7 Types of Credit Cards; Choose the Right One
Credit cards are a helpful financial tool if you use them responsibly. Although they began as simple charge cards in 1950 designed for dining out, credit cards have evolved dramatically over time. Today, there...
Should College Students Have Credit Cards?
When you are in college, the choices you make can impact your financial future. Beyond traditional student loans, most college students are presented with credit card offers. But should college students have credit cards?...
7 Payday Loan Alternatives
Do you need cash now? If you are short on funds and crunched for time, getting a payday loan may seem like the only option. Unfortunately, taking out a payday loan could end up...