25 Best Google Sheets Expense Tracker Templates

Need help monitoring your expenses? With a wide range of choices and modification options to fit your needs, a Google Sheets expense tracker template could be the ideal solution for you.

If you want to pay down debt, managing your expenses will be a critical part of achieving that goal. Trackers from sites like 20 Something Finance, Frugal Fanatic, Reddit, and more can help you monitor your spending and work towards paying off your debt.

25 Best Google Sheets Expense Tracker Templates

Here are 25 of the best expense tracker templates available. These templates are customizable so you can make adjustments to fit your unique spending patterns.

1. 20 Something Finance

20 Something Finance

If you want a free expense tracking template and a step-by-step tutorial on using it, 20 Something Finance is a great solution. You’ll find a comprehensive spreadsheet and a detailed tutorial on making the most of its capabilities.

2. Vertex42 Personal Monthly Budget


Vertex42 created a detailed monthly budget template. It provides a breakdown for a wide range of spending categories. You’ll be able to easily designate your spending to the correct category.

In addition to helping you track your daily living expenses, there is also a place for annual expenses that could pop up infrequently.

3. Frugal Fanatic

Frugal Fanatic

The Frugal Fanatic shares a monthly budget template that can help you keep track of your expenses and income based on the month. This will help you see where you need to trim your expenses.

4. The Measure of a Plan

Measure of a Plan

The Measure of a Plan provides a money management spreadsheet designed to help you track income, spending, and expenses over time. The spreadsheet is built with the idea of long-term financial planning in mind. You’ll be able to work towards long-term goals, such as paying down your debt.

Additionally, you’ll find an extensive tutorial on how to use this spreadsheet effectively.

5. Reddit’s Finest Budget Spreadsheet

Reddit User

This spreadsheet is a hidden gem posted by a Reddit user. You’ll find a colorful spreadsheet with an intuitive take on tracking your expenses. Plus, it is easy to customize for your unique spending categories.

6. Poor Man’s Budgeting Spreadsheet

Poor Man Budgeting Spreadsheet

Another Reddit user posted the Poor Man’s budgeting spreadsheet. With this spreadsheet, you’ll be able to determine a daily spending limit. You can use this number to gauge your spending patterns each day.

7. SmartSheet Budget Templates

Simple Budget Template

As a software application, SmartSheet provides spreadsheet templates to help you budget within Google Sheets. The site has a wide selection of free templates for personal and household budgeting.

While you’ll be asked for some information to receive your templates, these templates are worthwhile options.

Related: Why Undebt.it Beats the Best Debt Payoff Spreadsheets

8. Budgets Are Sexy’s Financial Snapshot And Budget

Budgets are Sexy

If you want to see where you stand quickly, the Financial Snapshot and Budget offered by Budget’s are Sexy is a good option. You’ll be able to budget, track credit card balances, and see your net worth easily.

9. Clark’s Monthly Budget

Clarks Budget

Clark’s, a trusted personal finance site, took the time to customize the original Google Sheet monthly budget. The slight modifications to the original sheet will allow you to track your income and expenses more effectively.

10. The Penny Hoarder’s Savings Spreadsheet

Penny Hoarder

One family was able to save $6,000 more than they planned with the help of this Penny Hoarder spreadsheet. If you are hoping to slash your expenses on your journey to becoming debt-free, this could be a useful expense tracker.

Related: How to apply extra money to your debt payoff plan

11. Get Rick Slowly Simple Budget Planner

Get Rich Slowly

Get Rich Slowly’s founder, J.D. Roth, built a budgeting spreadsheet to help your track expenses. The spreadsheet is divided into pre-tax deductions, regular bills, irregular expenses, and a summary.

Shared as a free and simple solution, this could help keep you on track as you work towards paying off your debt.

12. The Finance Twins’ Monthly Budget Template

The Finance Twins

The monthly budget template offered by the Finance Twins‘ is easy to use. You can track your expenses on a monthly basis and easily check in with the full-year summary to see the bigger picture.

13. Simple 50/30/20 Budget Template

Simple 50-30-20

If you want to apply the principles of the 50/30/20 budget to your life, then this template from Simple is worth checking out. Essentially, the budget designates 50% of your income to needs, 30% to wants, and 20% to savings.

This straightforward budgeting strategy can help you keep your discretionary spending in check. The spreadsheet also makes it easy to track your spending within these budgeting parameters.

14. 50/30/20 Budgeting For Two People

50-30-20 budget

This budgeting template follows the 50/30/20 guidelines. However, there is space for two people to include their incomes and expenses. As a result, this is a good option for couples looking to work towards shared financial goals.

15. Google Sheets Annual Budget Template

Google Sheets Expense Tracker Template

Google offers a standard annual budget template for all users. You can take advantage of the clean design to help you track your spending effectively.

16. Google Sheets Monthly Budget Template

Google Sheets Expense Tracker Template

If you prefer a monthly expense tracker, Google Sheets also offers this option. You can record each transaction within a category in the sheet.

17. Saved By The Cents

Google Sheets Expense Tracker Template

Saved by the Cents shares a budgeting spreadsheet that takes a deep dive into the numbers. If you like to see every expense broken down, then this is an excellent option for you. However, you might not get as much value out of this template if you prefer to see the big picture when it comes to your finances.

18. Keepify’s Annual Budget

Google Sheets Expense Tracker Template

You can use the Keepify annual budget template to determine how much you’ll be able to spend in a given month. If you are working through your baseline budget, this is a helpful template.

19. Life After College Four-Step Budget Template

Google Sheets Expense Tracker Template

Budgeting can get complicated quickly. Luckily, Life After College created a detailed budgeting templated that breaks down budgeting into four easy steps. This spreadsheet’s key components include your total monthly income, total monthly must-have expenses, total monthly nice-to-have expenses, and allowance, or the leftovers.

If you want a simple approach to tracking your expenses, this is a good option.

20. RegPaq Google Sheets Budgeting Template

Google Sheets Expense Tracker Template

RegPaq shares a budgeting spreadsheet designed by a millennial for millennials. The framework of this budget is based on the principles taught in I Will Teach You to Be Rich by Ramit Sethi.

Related: 10 Simple Monthly Budget Templates in Google Sheets

21. Complete Budget and Receipt Tracker

Google Sheets Expense Tracker Template

If you want to track your expenses based on a receipt system, this complete budget template has everything you need. As you enter the information, you’ll be able to easily break down where your money is going.

22. Weekly Budget Template

Google Sheets Expense Tracker Template

Do you want to know the details of your finances? Breaking down your spending by week may be the best solution for you. This weekly budget template can help you stay on track.

23. Personal Budget Planner

Google Sheets Expense Tracker Template

With this personal budget planner, you can easily access a comprehensive view of your budget on a monthly or annual basis.

24. Ben Collins DIY Helpful Budget

There are tons of Google Sheets expense tracker template options, but you might prefer to build your own. If you choose this option, you’ll have more control over your spreadsheet’s layout. That said, you might need some help with the basics of creating a spreadsheet. That’s where Ben Collins can help!

With Ben’s top tips to build your customized Google Sheets expense tracker template, you’ll have your sheet ready to go in no time.

25. Michael Saves Budget Template

If you like the Google Sheets monthly budget template but want to make some customizations, then check out the tips offered by Michael Saves. You’ll find a step by step guide on how to adjust the standard Google Sheets expense tracker template to fit your specific needs.

The Bottom Line

Tracking your expenses will play a big role in your financial success, especially when it comes to paying off debt. Beyond the help of a Google Sheet expense tracker template, you can also take advantage of the free Undebt.it debt snowball calculator. It can keep you on track as you erase your debt for good!


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