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Yes! As of September 2026, there are free Apple & Android apps you can install on your home screen. You can make a shortcut on your phones' home screen: in iOS, open up the site using Safari and click on the share button (the square with the arrow pointing up) and click on the "add to home screen" button. Make sure the "Open as Web App" option is turned on. An icon will be created that goes...read more
Most of the information tables on the site have export/print buttons at the top. For example, if you would like to print or export your account information, go to the Account List page and use the buttons at the top of the list. You can use the "Columns" button to select which columns to add or remove prior to export. If you want to export the Debt Snowball Table, click on the "Download Excel Sp...read more
No, this site is meant to track only one set of accounts. You can, however, create another account under a different e-mail address and track additional sets that way.
The debt snowball amount is not something you can change directly; it's a calculated amount. The snowball amount is the difference between your total budget amount minus the sum of your minimum payments. For example, if your total budget is $1,000 and the you have 2 credit cards with a $200 payment each (so $400 total), your debt snowball amount is going to be $600. To change the snowball amount, ...read more
This site is based on accounts with monthly payments, but there is a way to workaround the problem. First, change the due date of the account to the end of the month. Record your payments as you normally would, but you'll have to override the payment amount. When you make payments, keep an eye on the due date. If your payments are over the minimum payment due amount, the due date will get bumped u...read more
Some debts come with a deadline: a holiday that has to be paid off before you travel, a 0% offer with deferred interest, a buy now, pay later plan or a tax bill. Undebt.it+ members can give any debt a pay-off date, and the plan makes sure it's paid off by then. Setting a pay-off date Open the debt from your Account List. On its Debt Details page, open the Settings tab. Under Pay Off By a Dat...read more
Yes. Undebt.it has a free library of printable debt payoff sheets at undebt.it/printables. There are eleven of them, each a one-page PDF you can download and print right away, with no account and no email address. What is in the library Debt Payoff Ladder: your debts down the side, months across the top and a payment in every cell. Cross each payment off as you make it and the paid-off debts clim...read more
How you print your payoff plan depends on where the plan lives: on one of the free calculators, in your Undebt.it account, or on paper from the start. From the free calculators The debt snowball calculator and the debt avalanche calculator are set up for printing. After you enter your debts: If the payment schedule shows only the first months, click its Show all button so every month prints. Use ...read more
If you are looking for a cancel button, you can stop looking. Undebt.it+ is not a subscription. I don't like automatic subscriptions, so I intentionally make renewals a manual process. How the membership works When you buy Undebt.it+ you pay $10 once for 12 months. Nothing is stored for a renewal, no card is kept on file, and nothing is charged again unless you come back and click to renew. Ten ...read more
New members sometimes add rent, the phone bill or a paycheck as a debt account, and the plan comes out strange. Here is where each thing goes. Debts: a balance you are paying down A debt account is anything that has a balance, a payment and, usually, an interest rate. Add these on the Account List page: Credit cards and store cards Personal loans, car loans, student loans Medical bills, tax...read more
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