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Is there an Android or Apple mobile app available?

No, unfortunately there is not. I don't have the resources to develop a mobile app at this time. However, the site has been designed to work very well on all mobile devices using a web browser. You can even make a shortcut on your phones' home screen: in iOS, open up the site using Safari and click on the share button (the square with the arrow pointing up) and click on the "add to home screen" more

How do I deal with bi-weekly payments?

This site is based on accounts with monthly payments, but there is a way to workaround the problem. First, change the due date of the account to the end of the month. Record your payments as you normally would, but you'll have to override the payment amount. When you make payments, keep an eye on the due date. If your payments are over the minimum payment due amount, the due date will get bumped more

Can I track more than one set of accounts?

No, this site is meant to track only one set of accounts. You can, however, create another account under a different e-mail address and track additional sets that way.

Does support multiple interest rates? does not yet support multiple, tiered interest rates. However, it's high on my list of things to do. One thing you can do in the meantime is figure out the weighted interest rate of the tiers and use that as your interest rate. Tiered interest rates are when you have an account with some of the balance at one interest rate and the rest of the balance at another interest rate more

How do I sign up for

Make sure you are logged into your account and then visit the page. At the bottom of the features table, click on the link that says Purchase Now


Can I gift an membership?

Yes, you can. Be sure you are logged into your account and visit the account gifting page. You'll be able to enter the e-mail address of the gift recipient and they will be automatically notified. As a thank you bonus, you'll get an extra 30 days of access added onto your account.

What's the difference between debt & bill accounts?

A debt account refers to accounts in the main part of the website. These are accounts that usually carry interest rates like credit cards and student loans. A bill account refers to accounts that are part of the optional Bill Management module that is part of Bill accounts are typically recurring monthly expenses that don't carry interest rates; like cell phone and utility bills.

How do I handle promo interest rates?

You can assign promotional interest rates to accounts on the Debt Details page in the Promotional Interest Rate section. Set the promo rate and the expiration month. The Use Promo Rate? check box turns the rate off and on, however, you don't need to turn the promo rate off when it expires. The Promo Monthly Interest field shows you how much interest you will be paying One important thing to more

What does the green check mark mean?

The green check mark in the My Debt Accounts side menu means that the debt account has met the monthly payoff goal and is done until next month.

The payment amount is not showing up in blue

The amount shown in blue text on the Debt Snowball Table page is the amount that has been paid on the debt in the current billing month. In the example below, the $459 payment on the auto loan is the full amount that was scheduled to paid, therefore there is nothing more that needs to be paid on that account for the month. The Vangard account had a $55 payment made and there is still $56 left to more

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