Are you a YNAB (YouNeedABudget) User? now offers account integration between the two services. YNAB has an excellent API that allows for third party integrations. Here's what it can do for you:

  1. Update your account balance. This feature will keep your debt account balance current with whatever YNAB has. This means that if you have your credit card account in YNAB tied to your online account, everything will update automatically.
  2. Import your YNAB transactions (coming soon). users won't have to record their payment transactions once this feature has been completed. The payments and purchases you make on your credit card will be brought over to automatically.

Here's What You Need to Make This Work

There are two things that are required to make the link work:

  1. An active YNAB account: YNAB is a very popular budgeting app and they offer a free 34 day trial so you can try it out fully unrestricted before you buy.
  2. An active account: There is a one-click, no credit card required, free 30 day trial available on the My Account page.

Getting Started with the Integration & Syncing

Log into your account and go to the YNAB Sync page (it's located in the My Account link section and also on the left-hand menu) and click on the "Link YNAB Account" button.

Click on the Link YNAB Account button to get started

Once you click on the button, you will be direct to the YNAB site where you will need to allow access to your account information before you can proceed. I have updated the privacy policy to reflect the new YNAB integration features and how your data is handled. never has access to your bank account login credentials at any time.

Step 2: Authorize the app

The next step is setting up the mapping of the accounts between the two sites. You will see a list of all of the accounts you have setup in YNAB along with their current balances. There are three choices you have on these accounts:

  1. Ignore the account: will not do anything with the account.
  2. Add the YNAB account to This will create a new debt account and add it your list of active debts. Once the account is created, go to the debt details page for the new account and change the due date, account type and any other settings that YNAB does not store.
  3. Assign the YNAB account to the proper account: Use the pulldown list to match each account as needed. The current balance is shown in the list, next to the account name.

mapping YNAB accounts

If you are mapping YNAB accounts to new accounts, there is an option labeled "Sync transactions for new accounts?" that applies to you. Turn the option on to bring over the transaction history along with the account balance. New transactions will be automatically added to during the syncing process.

When you are done with the mapping, click the "Save Account Mapping" button and your account balances will be updated. You don't have to do all of the mappings at once; you can come back to this page and map an account or two whenever you like.

If you want to make sure everything is working as expected, go to the debt details page of a sync'd account and you should see a current date like in this screenshot.

Syncing Information

Your account will automatically sync itself roughly every day, so there is no action required on your part. However, if you want to manually sync your YNAB data, go to the Account List page. Click on the "YNAB Sync" button updates all of your linked accounts.

There is also a similar button on the Debt Details page, but this one only updates the selected account. The preferred method is to use the one on the Account List page to cut down on API traffic since it updates all of your accounts at once.

There is also a similar button on the Debt Details page, but this one only updates the selected account. The preferred method is to use the one on the Account List page to cut down on API traffic since it updates all of your accounts at once.

The screenshot below shows the Account List page with the synced accounts having a link icon next to the name.

Un-linking Accounts

If you want to stop an individual account from syncing with YNAB, just go to the Debt Details page and click the button labeled "Unlink From YNAB".

Some Important Notes Regarding the Integration

YNAB reserves the right to revoke access to their API at any time. This means that this feature can stop working sometime in the future and there is nothing I could do to fix it.

If you try out the integration and it's not working out for you, you can revoke's access to your YNAB account by logging into your YNAB account, then go to Settings > Authorized Apps and click on the Revoke link.

YouTube Tutorials
@undebt_it If you're like me and and love cyber Monday promo codes, LIVEDEBTFREE18 is good for 33% off an annual membership to…
10:02 AM - Nov 26th 2018
@undebt_it Sorry if the site is slow right now. I'm on jury duty right now and wont be able to check it out for a couple more hours.
1:16 PM - Nov 5th 2018
@undebt_it I'm in Orlando for #fincon18. Stop by and say hi if you're here too.
7:07 AM - Sep 28th 2018
@undebt_it I'm looking forward to being at #FinCon18 next week. It's going to be nice to put a face to the name of people that…
8:44 AM - Sep 18th 2018
@undebt_it I added a YNAB sync button to the account list page that does a manual sync on all of your accounts. Please try and…
1:43 PM - Sep 14th 2018