Free Printable Debt Payoff Sheets & Templates

Free Printable Sheets for Your Debt Payoff Plan

Some people like to track their debt payoff progress on paper. A printed sheet on the fridge is hard to ignore since it’s always there. Undebt.it now has a free debt payoff printable library with eleven debt payoff printables you can download and print right now. They’re completely free: no account needed, no email address and no watermark to pay to remove.

Each one comes in US Letter, A4 and an ink saver version that prints in black and gray. Every printable’s page also shows the sheet filled in with sample numbers, so you can see how it’s meant to be used before you print it.

The Debt Payoff Ladder

This is the one I’m most excited about. The Debt Payoff Ladder lists your debts down the side and the months across the top, with a payment in every cell. You cross off each payment as you make it, and once a debt is paid off, the rest of its row turns into Done. The debt you’ll pay off last sits at the top, so the Done cells climb up the page like a staircase as the months go by. It’s the debt snowball in picture form, and I haven’t seen it on any other printable.

The Debt-Free Summit

If you like to color, this one’s for you. The Debt-Free Summit is a mountain made of one hundred triangles, and each one is worth one percent of your debt. Start at the bottom and color one in every time you pay that much off. The quarter marks are shaded so you have milestones to aim for along the way, and there’s a flag waiting for you at the top.

The Rest of the Library

There’s a printable for just about every step of the payoff process:

• Debt Tracker: every debt on one page, with a monthly log for the balances
• Debt Snowball Worksheet and Debt Avalanche Worksheet: put your debts in payoff order
• Debt Payoff Worksheet: everything you owe, what you can pay and the order you’ll pay it in
• Debt Thermometer: color in the tube as your debt goes down, ten percent at a time
• Debt-Free Chart: one hundred squares, each one percent of your debt
• Debt Payment Log: a running record of every payment you make
• Credit Card Payoff Tracker: your cards, their limits and your utilization
• Loan Payoff Tracker: one car, student or mortgage loan, payment by payment

Printable Sheets Filled In with Your Own Plan

Here’s the best part. If you track your debts on Undebt.it, there’s a new Printables page in the member menu. All eleven sheets come filled in with your own debts, payments and payoff dates, straight from your payoff plan. Pick your paper size and click Download PDF. This feature is available to all users for free.

• The Debt Payoff Ladder lets you pick a year, or print your whole plan with one page per year.
• The Debt Thermometer, Debt-Free Chart and Debt-Free Summit come colored in up to what you’ve already paid off, measured from your highest balances. That’s the same figure behind the progress percentage on your dashboard, so you’re not starting from zero.
• The Loan Payoff Tracker lets you choose which loan to print.
• Every sheet has the same US Letter, A4 and ink saver options as the blank versions.

Since each sheet is built from your plan as it stands right now, print a fresh one whenever your plan changes. The Printables page is available to all users, free and Plus members.

Give Them a Try

Head over to the Printables Library for the blank versions, or log into your account and open Printables in the menu to print yours. Don’t have an account yet? It’s free to sign up, and your printables will be ready as soon as you add your debts. Be sure to let me know if you have any sheet ideas that I can add to the library. I hope they help you stay on track, and please let me know how they work out for you!