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Payments FAQs


How do I deal with bi-weekly payments?

Created February 17, 2021 42,620 Views

This site is based on accounts with monthly payments, but there is a way to workaround the problem. First, change the due date of the account to the end of the month. Record your payments as you normally would, but you'll have to override the payment amount. When you make payments, keep an eye on th...read more

What does "Quick Pay" mean?

Created March 18, 2021 37,908 Views

The debt account tiles on the Dashboard page have a button labeled "Quick Pay". This is just a fast way to record a payment versus going into the Debt Details page and doing a manual transaction. When doing a Quick Pay transaction, the payment amount and payment date are what is used on the transact...read more

What exactly does "billing month" refer to?

Created February 17, 2021 27,366 Views

You'll see the term "billing month" on the debt details page. It refers to the month in which the payment is due. It's possible that a payment is made at the end of the month, but the account's due date is in the following month. For example, if you have a debt that's due on June 6, the billing mont...read more

Can I skip a month of payments if I need to?

Created February 17, 2021 24,414 Views

Sure. What you would need to do is go to the Additional Payments (debt snowflake) page and create a snowflake with the negative amount for the month you need to skip. For example, if your current snowball amount is $250 but you know you won't be able to pay anything extra next month; create a snowfl...read more

Can I schedule a future debt payment?

Created March 8, 2021 23,825 Views

You can record a payment transaction that is future dated. Go to the Debt Details page for the debt account create a manual transaction. Set both the transaction date and the billing month to the month you want the payment to be posted. When the future month arrives, the payment will show up on the ...read more

The payment amount is not showing up in blue

Created November 16, 2022 18,262 Views

The amount shown in blue text on the Debt Snowball Table page is the amount that has been paid on the debt in the current billing month. In the example below, the $459 payment on the auto loan is the full amount that was scheduled to paid, therefore there is nothing more that needs to be paid on tha...read more

How do I pay less than the amount shown?

Created September 29, 2022 17,588 Views

The scheduled amount shown is just the recommended amount to stay on schedule. Of course you want to be paying at least the minimum, but there are times when you need to pay below the amount. If you need to make a lower payment, just record the payment like normal. If the amount is above the minimu...read more

I paid off a loan but it's still on the snowball table

Created November 26, 2025 2,880 Views

This is by design. The loan will show up on the snowball table for the remainder of the month. Once the next month comes around, the account will fall off of the list. This keeps the payoff plan accurate for the current month. Use the "next month" button on the snowball table to see what the plan lo...read more