Are there ever any sales or promo codes?
Created February 17, 2021 32,792 ViewsYes, there usually are active promotions. Check Facebook and X/Twitter for active promotions - the links to both are in the page footer.
Undebt.it+ Membership FAQs
Account and Login 9
Bank Sync 4
Bill Tracker 6
Budget 6
Export and Print 5
Getting Started 15
Interest 4
Loan Types 5
Mobile 4
Payments 15
Payoff Methods 10
Snowball Table 12
Snowflakes 3
Student Loans 1
Undebt.it+ Membership 15
YNAB 5
How do I sign up for Undebt.it+?
Created February 17, 2021 32,557 ViewsMake sure you are logged into your account and then visit the Undebt.it+ page. At the bottom of the features table, click on the link that says Purchase Now
How much does Undebt.it cost?
Created December 12, 2023 21,164 ViewsUndebt.it is FREE to use. There is no limit to how long you can use Undebt.it or how many debts you are keeping track of. I built this site to help myself and others get out of debt so I want to keep it free. Also, unlike some other debt management sites, I don't track, sell or monetize your data. ...read more
Can I try out Undebt.it+ before buying it?
Created February 17, 2021 20,758 ViewsAbsolutely. Just login to your account and go to the Undebt.it+ page and click on the button labeled Enable 30-Day Trial and you're good to go. There's no credit card required to try it out. If don't want to buy the membership, just let it expire in a month and there's nothing else you need to do....read more
How do I know when my membership expires?
Created February 17, 2021 20,216 ViewsGo to the My Account page and then to the Undebt.it+ Membership tab. You'll see your order history as well as the date that your membership is good through.
Does my Undebt.it+ membership automatically renew?
Created February 17, 2021 19,718 ViewsNo it does not renew automatically. You'll get an e-mail 10 days before the membership expires to remind you to renew your account. Don't forget to look for promo codes when you renew.
Can I gift an Undebt.it+ membership?
Created November 17, 2022 14,461 ViewsYes, you can. Be sure you are logged into your account and visit the Undebt.it+ account gifting page. You'll be able to enter the e-mail address of the gift recipient and they will be automatically notified. As a thank you bonus, you'll get an extra 30 days of access added onto your account....read more
How do I remove the pop-up ads?
Created December 12, 2023 13,019 ViewsYou can remove the ads on the main site by upgrading to an Undebt.it+ premium account. The ads are what helps keep the site free to use for basic use. You're also welcome to install a pop-up ad blocker for your browser if you wish.
How is Undebt.it different from Debt Payoff Planner?
Created September 5, 2026 936 ViewsI run Undebt.it, so read this knowing where I stand. I have tried to keep it factual, and everything about Debt Payoff Planner below comes from their own site as of September 2026. If something changes on their side, tell me and I will fix it. The short version Both tools do the core job: enter yo...read more
Which payoff methods are free and which need Undebt.it+?
Created September 5, 2026 884 ViewsAll of them. Every payoff order you can pick from the method dropdown is available on a free account, and you can switch between them as often as you like. A couple of review sites say custom plans need a paid upgrade, and one says there are more than a dozen methods including "blended" and "pro rat...read more
How do I connect my bank with SimpleFIN?
Created September 15, 2026 595 ViewsBank syncing is an Undebt.it+ feature. It runs through SimpleFIN, a small read only service that sits between your bank and Undebt.it, so Undebt.it never sees your bank login and can never move money. This article walks through the setup and the things that trip people up in the first day. What S...read more
Does Undebt.it show ads on the site?
Created September 5, 2026 590 ViewsIt depends on which part of the site you are on, and the answer has confused a few review sites, so here is the whole picture. The public calculators and info pages: no ads The debt snowball calculator, the debt avalanche calculator, the side by side comparison, the velocity banking and DTI calcul...read more
How do I cancel my Undebt.it+ membership?
Created September 17, 2026 443 ViewsIf you are looking for a cancel button, you can stop looking. Undebt.it+ is not a subscription. I don't like automatic subscriptions, so I intentionally make renewals a manual process. How the membership works When you buy Undebt.it+ you pay $10 once for 12 months. Nothing is stored for a renewal,...read more
What push notifications can Undebt.it send?
Created September 17, 2026 375 ViewsReminders are the purpose of a push notification. It's just a note on your phone the day a payment is due, without opening the site. Here is exactly what can be sent and how to switch it on. What gets sent Debt payment reminders. A payment on one of your debt accounts is coming due. Bill remind...read more
How do I pay off a debt by a certain date?
Created October 3, 2026 282 ViewsSome debts come with a deadline: a holiday that has to be paid off before you travel, a 0% offer with deferred interest, a buy now, pay later plan or a tax bill. Undebt.it+ members can give any debt a pay-off date, and the plan makes sure it's paid off by then. Setting a pay-off date Open the de...read more