Yes! As of September 2026, there are free Apple & Android apps you can install on your home screen. You can make a shortcut on your phones' home screen: in iOS, open up the site using Safari and click on the share button (the square with the arrow pointing up) and click on the "add to home sc...read more
Yes, this site will remain free as long as people want to use it. There really is no catch, I like helping people get out of debt! There is a premium account option you can check out if you want, but you get plenty of features with the basic (free) version. You can visit the support the site page ...read more
Security is a major concern whenever you are dealing with any type of personal information. Your password is never stored or transferred in plain text in any fashion; it gets encrypted using AES-256 before getting stored. I cannot see what your password is or what it was. When you go to the login pa...read more
Go to the My Account page and you'll see a section where you can delete or reset your account. Deleting your account clears all of your information, while resetting your account just deletes the transactions and history. After confirming you want the account deleted, all of your info will be immedia...read more
No, you don't need an account to use the site. Check out the Debt Snowball Calculator page to get a payment plan without signing up for anything. There's also a demo account setup so you can take a test drive before signing up....read more
Undebt.it is FREE to use. There is no limit to how long you can use Undebt.it or how many debts you are keeping track of. I built this site to help myself and others get out of debt so I want to keep it free. Also, unlike some other debt management sites, I don't track, sell or monetize your data. ...read more
You would have to use the same login (e-mail address). User accounts are setup based on a single e-mail address so it's not possible for multiple user accounts to share the same set of data.
You can remove the ads on the main site by upgrading to an Undebt.it+ premium account. The ads are what helps keep the site free to use for basic use. You're also welcome to install a pop-up ad blocker for your browser if you wish.
I run Undebt.it, so read this knowing where I stand. I have tried to keep it factual, and everything about Debt Payoff Planner below comes from their own site as of September 2026. If something changes on their side, tell me and I will fix it. The short version Both tools do the core job: enter yo...read more
No signup is required for any of the calculators. You can open one, enter your debts and see your debt free date without giving an email address or creating anything. The snowball & avalanche calculators have a "copy share link" button; which gives you the ability to come back to the plan later. All...read more
The interface is English only. There is no translated version of the site, and every email, help article and video is in English. What is not tied to the United States is the money. Currency and number formatting Open My Account and choose your locale. Undebt.it uses that setting to render every a...read more
It depends on which part of the site you are on, and the answer has confused a few review sites, so here is the whole picture. The public calculators and info pages: no ads The debt snowball calculator, the debt avalanche calculator, the side by side comparison, the velocity banking and DTI calcul...read more