How do I use debt snowflakes?

Debt Snowflakes are handled on the Additional Payments page and are meant to assign an additional snowball amount on top of your existing snowball amount. All you need to do is enter in the billing month and amount you plan to pay extra. You can have more than one snowflake in a month if you like (they are added together).

You can even have a negative snowball amount in a month if you know you're going to be short on a given month. You can also edit or delete existing debt snowflakes by clicking on the appropriate button. If you make any changes to snowflakes, your plan will be automatically updated. Remember, snowflakes are an extra amount on top of your regular debt budget and are automatically allocated to the first debt account in line to be paid off.

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