Live Debt Free

THE #1 DEBT SNOWBALL CALCULATOR

Choose from many different payment plan options

GET ON THE ROAD TO DEBT FREEDOM

Always know exactly when you'll be debt free

IT'S TOTALLY FREE AND EASY TO USE

Check it out to see if it's the right tool for you

What is Undebt.it?

  • Undebt.it is a free, mobile-friendly debt snowball management tool & payment planner

Undebt.it will generate an easy to follow payment plan to help you eliminate your debt. It can use the Debt Snowball (lowest balance first), the Debt Avalanche (highest interest rate first) or even your own custom plan. Choose which one works best for you and switch between them at any time. Just plug in your basic account information and Undebt.it will take care of the rest. See how it works.

 
ACTIVE UNDEBT.IT USERS
 
BEING PAYING DOWN

Website Features

  • Here's what Undebt.it can do for you:
  • Multiple debt payoff plans, including custom plans
  • "Debt Snowflake" additional/one-off payment support
  • Add unlimited debt accounts
  • Sortable & exportable payment history per debt account
  • Summary view with projected payoff date & total interest
  • No personal information or links to your banking accounts required
  • Responsive design works on all major web browsers, tablets and phones
  • Localized currency formats
  • SSL encryption (https) protects your information
  • Did I mention it's completely free?
the dashboard shows all of your accounts that are due

The Dashboard is the main hub of Undebt.it. Quickly record payments and view account stats. Accounts are automatically grouped by due date range.

 the topbar shows all of your summary info, including a running 12 month balance history graph

Running 12 month history, balance & your scheduled debt free date.

 the left sidebar gives you quick access to your balance and payoff progress

Account sidebar information: current balance and payoff progress.

 the account summary shows you exactly how much you will be paying in interest and when the account will be paid off

See how much you are paying in interest for each debt account.

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Account information is layed out cleary and easy to understand.

 the debt snowball table shows you exactly what you will be paying every month, including interest, until the account is paid off

The snowball table lays out your exact monthly payment schedule.

 there is a progress meter on the right side that shows you your overall progress in key areas

Always be on top of your key progress stats & credit utilization.

Powerful Debt Management

It's easy to see when each debt will be paid off and how effective the debt snowball payment method really is. You can also add additional one-off payments, aka debt snowflakes to your snowball to really speed up the process. When you record your payments, your balances, due dates and pay off dates will automatically be adjusted.

Free Debt Snowball Calculator

This free tool will let you create a one-off debt payment plan that can use the snowball or avalanche method. No account signup is required to use it, but you have the option to create one after your plan is calculated. Try it out now, there's no catch.

Go Premium

Undebt.it+ is an optional membership that gives you access to premium content for a low yearly price. Some of the features include bill management, the 52-week savings challenge, Debt Blaster, advanced historical & projection graphs and account restructure/consolidation simulations, Google, iCloud & Outlook calendar sync support. Upgrade now or enable the free 30-day trial.

 See Undebt.it in Action

Visit the Undebt.it YouTube channel for a series of short tutorial videos. Subscribe to the channel for updates.

Want to take it for a test drive? Try out the demo account for a hands-on trial run to see if it's what you're looking for.

Ready to Give it a Try?

Get control of your debt today so you can live debt free!

Sign Up Now, it's Free Use the Debt Snowball Calculator Without an Account