My Credit Card Rewards Rotation for 2022
Using Credit Cards for Everything (and Getting Rewarded) As you may know, I am a big fan of maximizing the responsible use of credit cards for my everyday purchases. The #1 rule I have...
Category: Credit
Having good credit has many benefits such as lower interest rates. Credit can also be leveraged into a way to make you money.
Length of Credit History: What You Need To Know
Credit scores are a three-digit number that can dramatically impact your financial choices. With a better credit score, you can access more attractive financing terms for major purchases like a home or vehicle. One...
7 Types of Credit Cards; Choose the Right One
Credit cards are a helpful financial tool if you use them responsibly. Although they began as simple charge cards in 1950 designed for dining out, credit cards have evolved dramatically over time. Today, there...
Should College Students Have Credit Cards?
When you are in college, the choices you make can impact your financial future. Beyond traditional student loans, most college students are presented with credit card offers. But should college students have credit cards?...
What Is Credit Utilization?
Credit utilization is a key factor that impacts your credit score. It also influences your ability to make major purchases and manage your debt effectively. But what exactly is credit utilization? In a nutshell,...
Are Premium Credit Cards Worth It?
If you can pay them off in full, credit cards can be a great tool to get sign-up bonuses and rewards to offset the cost of your purchases. When you are deciding which new...