Category: Credit

Having good credit has many benefits such as lower interest rates. Credit can also be leveraged into a way to make you money.

are premium credit cards worth it 0

Are Premium Credit Cards Worth It?

If you can pay them off in full, credit cards can be a great tool to get sign-up bonuses and rewards to offset the cost of your purchases. When you are deciding which new...

maximize credit card rewards 0

How to Maximize Credit Card Rewards & Promotions

When you maximize credit card rewards and promotions, you can help offset the cost of your purchases. It’s important to remember that you can only win this game if you can pay off your...

Interest Rate Distribution 4

Leveraging Your Credit to Get Out of Debt

“I Thought Credit Cards Are Bad?!” Some people think so *cough-Dave Ramsey-cough*, but I sure don’t. Used correctly, credit cards can be a very valuable tool that can be used to help eliminate your...

deferred interest rate 7

Dealing with Deferred Interest Accounts

What exactly is deferred interest? Before I get to far along with how the site deals with deferred interest, I wanted to go over what exactly deferred interest is. If you have signed up...

DTI summary info 0

New Tool: Debt-to-Income Ratio Calculator

Undebt.it has a new section as of today. It’s called “Tools” and it’s located off of the “More Info” menu. The first tool that I have put together is a online debt-to-income (DTI) ratio...