Category: Credit

Having good credit has many benefits such as lower interest rates. Credit can also be leveraged into a way to make you money.

My Credit Card Rewards Rotation for 2022 0

My Credit Card Rewards Rotation for 2022

Using Credit Cards for Everything (and Getting Rewarded) As you may know, I am a big fan of maximizing the responsible use of credit cards for my everyday purchases. The #1 rule I have...

length of credit history 0

Length of Credit History: What You Need To Know

Credit scores are a three-digit number that can dramatically impact your financial choices. With a better credit score, you can access more attractive financing terms for major purchases like a home or vehicle. One...

Types of credit cards 0

7 Types of Credit Cards; Choose the Right One

Credit cards are a helpful financial tool if you use them responsibly. Although they began as simple charge cards in 1950 designed for dining out, credit cards have evolved dramatically over time. Today, there...

Should College Students Have Credit Cards 0

Should College Students Have Credit Cards?

When you are in college, the choices you make can impact your financial future. Beyond traditional student loans, most college students are presented with credit card offers. But should college students have credit cards?...

What is Credit Utilization 0

What Is Credit Utilization?

Credit utilization is a key factor that impacts your credit score. It also influences your ability to make major purchases and manage your debt effectively. But what exactly is credit utilization? In a nutshell,...