Are Premium Credit Cards Worth It?
If you can pay them off in full, credit cards can be a great tool to get sign-up bonuses and rewards to offset the cost of your purchases. When you are deciding which new...
Category: Credit
How to Maximize Credit Card Rewards & Promotions
When you maximize credit card rewards and promotions, you can help offset the cost of your purchases. It’s important to remember that you can only win this game if you can pay off your...
Leveraging Your Credit to Get Out of Debt
“I Thought Credit Cards Are Bad?!” Some people think so *cough-Dave Ramsey-cough*, but I sure don’t. Used correctly, credit cards can be a very valuable tool that can be used to help eliminate your...
Dealing with Deferred Interest Accounts
What exactly is deferred interest? Before I get to far along with how the site deals with deferred interest, I wanted to go over what exactly deferred interest is. If you have signed up...
New Tool: Debt-to-Income Ratio Calculator
Undebt.it has a new section as of today. It’s called “Tools” and it’s located off of the “More Info” menu. The first tool that I have put together is a online debt-to-income (DTI) ratio...
Shaking Up the Debt Snowball with a 401(k) Loan
An Aggressive Approach to Paying Down Debt and Increasing Your Debt Snowball I’ve been doing a pretty good job of paying down my debt and building up the debt snowball over the past few years. Unfortunately...