Category: Credit

Interest Rate Distribution 4

Leveraging Your Credit to Get Out of Debt

“I Thought Credit Cards Are Bad?!” Some people think so *cough-Dave Ramsey-cough*, but I sure don’t. Used correctly, credit cards can be a very valuable tool that can be used to help eliminate your...

deferred interest rate 7

Dealing with Deferred Interest Accounts

What exactly is deferred interest? Before I get to far along with how the site deals with deferred interest, I wanted to go over what exactly deferred interest is. If you have signed up...

DTI summary info 0

New Tool: Debt-to-Income Ratio Calculator

Undebt.it has a new section as of today. It’s called “Tools” and it’s located off of the “More Info” menu. The first tool that I have put together is a online debt-to-income (DTI) ratio...

The Credit Score Jumpstart Project 0

The Credit Score Jumpstart Project

Why Does My Credit Score Need a Jumpstart? My wife and I have been renting a house for the last couple of years now and with the current state of the central California housing...