{"id":387,"date":"2015-01-28T15:29:02","date_gmt":"2015-01-28T23:29:02","guid":{"rendered":"http:\/\/undebt.it\/blog\/?p=387"},"modified":"2026-09-18T12:06:39","modified_gmt":"2026-09-18T20:06:39","slug":"new-tool-debt-income-calculator","status":"publish","type":"post","link":"https:\/\/undebt.it\/blog\/new-tool-debt-income-calculator\/","title":{"rendered":"New Tool: Debt-to-Income Ratio Calculator"},"content":{"rendered":"<p>Undebt.it has a new section as of today. It&#8217;s called &#8220;Tools&#8221; and it&#8217;s located off of the &#8220;More Info&#8221; menu. The first tool that I have put together is a online <a title=\"online Debt-to-Income ratio calculator\" href=\"https:\/\/undebt.it\/dti-calculator.php\">debt-to-income (DTI) ratio calculator<\/a>. There are plenty of online calculators out there, but one of the \u00a0things that makes this one unique is that it provides your basic DTI (total minimum payments \/ monthly gross income) as well as your &#8220;front-end&#8221; and &#8220;back-end&#8221; DTI&#8217;s. These other two factor in your housing costs as well.<\/p>\n<figure id=\"attachment_389\" aria-describedby=\"caption-attachment-389\" style=\"width: 792px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_input.png\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-389 size-full\" src=\"http:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_input.png\" alt=\"DTI input screen\" width=\"792\" height=\"557\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_input.png 792w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_input-768x540.png 768w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_input-300x211.png 300w\" sizes=\"(max-width: 792px) 100vw, 792px\" \/><\/a><figcaption id=\"caption-attachment-389\" class=\"wp-caption-text\">Fill in the blanks with the appropriate info<\/figcaption><\/figure>\n<h2>The Different Types of DTI Information<\/h2>\n<p>The calculator only needs a few pieces of information to get you your DTI ratio. Note that none of the housing or income costs are stored in any way. Another cool feature is that if you are logged into your account, the four expense fields at the bottom will be auto-populated.<\/p>\n<figure id=\"attachment_392\" aria-describedby=\"caption-attachment-392\" style=\"width: 854px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary.png\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-392 size-full\" src=\"http:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary.png\" alt=\"DTI summary info\" width=\"854\" height=\"227\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary.png 854w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary-768x204.png 768w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary-300x80.png 300w\" sizes=\"(max-width: 854px) 100vw, 854px\" \/><\/a><figcaption id=\"caption-attachment-392\" class=\"wp-caption-text\">Your 3 DTI ratios<\/figcaption><\/figure>\n<p>If you have any ideas for some other tools, please drop me a line using the contact form and I&#8217;ll see what I can do. This has been a very busy month with lots of changes coming soon. Stay tuned!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Undebt.it has a new section as of today. It&#8217;s called &#8220;Tools&#8221; and it&#8217;s located off of the &#8220;More Info&#8221; menu. The first tool that I have put together is a online debt-to-income (DTI) ratio calculator. There are plenty of online calculators out there, but one of the \u00a0things that makes this one unique is that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":392,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"rank_math_title":"Free Online Debt-to-Income (DTI) Ratio Calculator","rank_math_description":"Find out your front & back end Debt-to-Income (DTI) ratio using the online calculator on Undebt.it. Your account info will be auto populated.","rank_math_facebook_title":"Free Online Debt-to-Income (DTI) Ratio Calculator","rank_math_facebook_description":"Find out your front & back end Debt-to-Income (DTI) ratio","rank_math_twitter_title":"Free Online Debt-to-Income (DTI) Ratio Calculator","rank_math_twitter_description":"Find out your front & back end Debt-to-Income (DTI) ratio using the free, online calculator on Undebt.it.","rank_math_twitter_use_facebook":"off","rank_math_canonical_url":"","rank_math_focus_keyword":"","_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[7,8],"tags":[23,21,20,22],"class_list":["post-387","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit","category-features","tag-back-end-dti","tag-debt-to-income-ratio","tag-dti","tag-front-end-dti"],"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":8}},"jetpack_shortlink":"https:\/\/wp.me\/p3b4HR-6f","jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary.png","_links":{"self":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/comments?post=387"}],"version-history":[{"count":9,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/387\/revisions"}],"predecessor-version":[{"id":2438,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/387\/revisions\/2438"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/media\/392"}],"wp:attachment":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/media?parent=387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/categories?post=387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/tags?post=387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}