{"id":387,"date":"2015-01-28T15:29:02","date_gmt":"2015-01-28T23:29:02","guid":{"rendered":"http:\/\/undebt.it\/blog\/?p=387"},"modified":"2021-02-23T12:55:11","modified_gmt":"2021-02-23T20:55:11","slug":"new-tool-debt-income-calculator","status":"publish","type":"post","link":"https:\/\/undebt.it\/blog\/new-tool-debt-income-calculator\/","title":{"rendered":"New Tool: Debt-to-Income Ratio Calculator"},"content":{"rendered":"<p>Undebt.it has a new section as of today. It&#8217;s called &#8220;Tools&#8221; and it&#8217;s located off of the &#8220;More Info&#8221; menu. The first tool that I have put together is a online <a title=\"online Debt-to-Income ratio calculator\" href=\"https:\/\/undebt.it\/dti-calculator.php\">debt-to-income (DTI) ratio calculator<\/a>. There are plenty of online calculators out there, but one of the \u00a0things that makes this one unique is that it provides your basic DTI (total minimum payments \/ monthly gross income) as well as your &#8220;front-end&#8221; and &#8220;back-end&#8221; DTI&#8217;s. These other two factor in your housing costs as well.<\/p>\n<div id=\"attachment_389\" style=\"width: 802px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_input.png\"><img decoding=\"async\" aria-describedby=\"caption-attachment-389\" class=\"wp-image-389 size-full\" src=\"http:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_input.png\" alt=\"DTI input screen\" width=\"792\" height=\"557\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_input.png 792w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_input-300x211.png 300w\" sizes=\"(max-width: 792px) 100vw, 792px\" \/><\/a><p id=\"caption-attachment-389\" class=\"wp-caption-text\">Fill in the blanks with the appropriate info<\/p><\/div>\n<p>The calculator only needs a few pieces of information to get you your DTI ratio. Note that none of the housing or income costs are stored in any way. Another cool feature is that if you are logged into your account, the four expense fields at the bottom will be auto-populated.<\/p>\n<div id=\"attachment_392\" style=\"width: 864px\" class=\"wp-caption aligncenter\"><a href=\"http:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary.png\"><img decoding=\"async\" aria-describedby=\"caption-attachment-392\" class=\"wp-image-392 size-full\" src=\"http:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary.png\" alt=\"DTI summary info\" width=\"854\" height=\"227\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary.png 854w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary-300x80.png 300w\" sizes=\"(max-width: 854px) 100vw, 854px\" \/><\/a><p id=\"caption-attachment-392\" class=\"wp-caption-text\">Your 3 DTI ratios<\/p><\/div>\n<p>If you have any ideas for some other tools, please drop me a line using the contact form and I&#8217;ll see what I can do. This has been a very busy month with lots of changes coming soon. Stay tuned!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Undebt.it has a new section as of today. It&#8217;s called &#8220;Tools&#8221; and it&#8217;s located off of the &#8220;More Info&#8221; menu. The first tool that I have put together is a online debt-to-income (DTI) ratio&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":392,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"New \"tools\" section at undebt.it. First app is an online debt-to-income ratio  calculator http:\/\/wp.me\/p3b4HR-6f","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[7,8],"tags":[23,21,20,22],"class_list":["post-387","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit","category-features","tag-back-end-dti","tag-debt-to-income-ratio","tag-dti","tag-front-end-dti"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2015\/01\/dti_summary.png","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p3b4HR-6f","_links":{"self":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/comments?post=387"}],"version-history":[{"count":8,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/387\/revisions"}],"predecessor-version":[{"id":1734,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/387\/revisions\/1734"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/media\/392"}],"wp:attachment":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/media?parent=387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/categories?post=387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/tags?post=387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}