{"id":1596,"date":"2021-04-05T05:00:32","date_gmt":"2021-04-05T13:00:32","guid":{"rendered":"https:\/\/undebt.it\/blog\/?p=1596"},"modified":"2021-04-28T17:49:43","modified_gmt":"2021-04-29T01:49:43","slug":"undebt-it-tips-tricks","status":"publish","type":"post","link":"https:\/\/undebt.it\/blog\/undebt-it-tips-tricks\/","title":{"rendered":"Undebt.it Tips &#038; Tricks"},"content":{"rendered":"<p>If you want to make the most of your Undebt.it account, it&#8217;s important to know about all the features the site offers.<\/p>\n<p>This post will go over some of the site&#8217;s lesser-known features. It&#8217;s a small collection of Undebt.it tips and tricks that can make using the site a little easier.<\/p>\n<h2>Stat Bar Links<\/h2>\n<p>The stat bar that shows up on the top-right corner of the site&#8217;s desktop version includes clickable links.<\/p>\n<p><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/stat-bar-links.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1597 size-full\" title=\"stat bar links\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/stat-bar-links.png\" alt=\"stat bar links\" width=\"648\" height=\"101\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/stat-bar-links.png 648w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/stat-bar-links-300x47.png 300w\" sizes=\"(max-width: 648px) 100vw, 648px\" \/><\/a><\/p>\n<ul>\n<li><strong>Active Debts<\/strong> goes to the <em>Account List<\/em> page<\/li>\n<li><strong>Monthly Budget<\/strong> goes to the <em>My Account<\/em> page<\/li>\n<li><strong>Min. Payments<\/strong> goes to the <em>Dashboard<\/em><\/li>\n<li><strong>Snowball Amt.<\/strong> goes to the <em>Snowball Table<\/em> page<\/li>\n<li><strong>Payments Made<\/strong> goes to the <em>Transaction History<\/em> page (Note: the green checkmark means that I have paid off the scheduled amount of debts for the month)<\/li>\n<li><strong>Overall Progress<\/strong> goes to the <em>Debt Payoff Progress<\/em> page<\/li>\n<\/ul>\n<h2>A Quick Way to Change Account Balances &amp; Other Info<\/h2>\n<p>I recently added some new features to the main pages that will let you change your account information without having to go to the <em>Debt Details<\/em> page. If you see a number or date with a dotted line underneath it, you can change the value by clicking on it. This was the result of a survey submission idea.<\/p>\n<p><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-balance-1.png\"><img decoding=\"async\" class=\"alignnone wp-image-1598 size-full\" title=\"updating account balance\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-balance-1.png\" alt=\"updating account balance\" width=\"437\" height=\"190\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-balance-1.png 437w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-balance-1-300x130.png 300w\" sizes=\"(max-width: 437px) 100vw, 437px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-balance-2.png\"><img decoding=\"async\" class=\"alignnone wp-image-1599 size-full\" title=\"updating account balance from Easy Mode\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-balance-2.png\" alt=\"updating account balance from Easy Mode\" width=\"512\" height=\"261\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-balance-2.png 512w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-balance-2-300x153.png 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-date-1.png\"><img decoding=\"async\" class=\"alignnone wp-image-1600 size-full\" title=\"updating account due date\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-date-1.png\" alt=\"updating account due date\" width=\"452\" height=\"530\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-date-1.png 452w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/edit-date-1-256x300.png 256w\" sizes=\"(max-width: 452px) 100vw, 452px\" \/><\/a><\/p>\n<h2>Changing Your Landing Page<\/h2>\n<p>By default, the page that you get sent to after logging in is the <em>Dashboard<\/em>. However, you can control which page you would like to have as your landing page. Head over to the <em>Options<\/em> tab on the <em>My Account<\/em> page and look for the <em>Landing Page<\/em> section.<\/p>\n<h2><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/landing-page.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1603 size-full\" title=\"set your landing page\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/landing-page.png\" alt=\"set your landing page\" width=\"700\" height=\"349\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/landing-page.png 700w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/landing-page-300x150.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/a><\/h2>\n<p><strong>Related: <a href=\"https:\/\/undebt.it\/blog\/how-to-use-the-easy-mode-interface\/\">How to Use the &#8220;Easy Mode&#8221; Interface<\/a><\/strong><\/p>\n<h2>Dealing with Bi-Weekly or Bi-Monthly Payments<\/h2>\n<p>Undebt.it is set up based on monthly payment buckets. However, not all of the accounts that we deal with require a single monthly payment. It takes a little extra work, but you can still handle these payments.<\/p>\n<p><strong>Here&#8217;s how I deal with one of my accounts that has an automatic payment of $55 every two weeks:<\/strong><\/p>\n<ol>\n<li>The first thing to do is set the monthly payment to the total of the payments due for the month. In this case, it&#8217;s $55 x 2 weeks, so $110.<img decoding=\"async\" class=\"aligncenter wp-image-1607 size-full\" title=\"Dealing with Bi-Weekly or Bi-Monthly Payment\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/monthly-payment.png\" alt=\"Dealing with Bi-Weekly or Bi-Monthly Payment\" width=\"353\" height=\"117\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/monthly-payment.png 353w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/monthly-payment-300x99.png 300w\" sizes=\"(max-width: 353px) 100vw, 353px\" \/><\/li>\n<li>Next, set the due date of the account to the end of the month. You can see both pieces of information in place on the <em>Dashboard<\/em> for this account.<a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-1.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1604 size-full\" title=\"account info on the dashboard\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-1.png\" alt=\"account info on the dashboard\" width=\"662\" height=\"273\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-1.png 662w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-1-300x124.png 300w\" sizes=\"(max-width: 662px) 100vw, 662px\" \/><\/a><\/li>\n<li>Then you can record a payment. This can be done on the <em>Dashboard<\/em> or on the <em>Debt Details<\/em> page. Use the actual date and amount of the payment.<a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-2.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1605 size-full\" title=\"making the first payment\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-2.png\" alt=\"making the first payment\" width=\"658\" height=\"279\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-2.png 658w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-2-300x127.png 300w\" sizes=\"(max-width: 658px) 100vw, 658px\" \/><\/a><\/li>\n<li>After the payment is recorded, you&#8217;ll see an asterisk next to the amount on the <em>Dashboard<\/em>. The asterisk means that there has been at least one payment made on the account this month. The remainder of the scheduled payment due ($55) is shown.<\/li>\n<\/ol>\n<p><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-3.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1606 size-full\" title=\"remainder due on account\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-3.png\" alt=\"remainder due on account\" width=\"659\" height=\"281\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-3.png 659w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/dashboard-3-300x128.png 300w\" sizes=\"(max-width: 659px) 100vw, 659px\" \/><\/a>After you make the second payment of the month, the due date will automatically get bumped to the next month.<\/p>\n<p>One thing to note is that Undebt.it will bump up the due date once you have paid the minimum amount due. For example, if I had my minimum monthly payment set to $50, the due date would have been bumped up after the first payment was made. If that happens, just change the due date back to the current month so the plan will be correct.<\/p>\n<p><strong>Read more about <a href=\"https:\/\/undebt.it\/blog\/dealing-weekly-bi-weekly-payments\/\" rel=\"noopener\">dealing with bi-weekly payments<\/a>.<\/strong><\/p>\n<h2>Toggling Active Accounts<\/h2>\n<p>For a debt account to be part of the payment plan, it needs to have the <em>Include in Payoff Plan<\/em> option turned on in the <em>Debt Details<\/em> page.<\/p>\n<p><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/include-in-plan.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1608 size-full\" title=\"include in payoff plan\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/include-in-plan.png\" alt=\"include in payoff plan\" width=\"317\" height=\"162\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/include-in-plan.png 317w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/include-in-plan-300x153.png 300w\" sizes=\"(max-width: 317px) 100vw, 317px\" \/><\/a>You can also quickly toggle an account to be active or not on the <em>Account List<\/em> page. Just click on the <em>Active\/Excluded<\/em> buttons in the <em>Status<\/em> column, and the account will be toggled. Marking an account you&#8217;ve paid off as <em>Excluded<\/em> will keep your progress percentage intact.<\/p>\n<h2><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/active-toggle.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1609 size-full\" title=\"active account toggle\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/active-toggle.png\" alt=\"active account toggle\" width=\"391\" height=\"298\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/active-toggle.png 391w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/active-toggle-300x229.png 300w\" sizes=\"(max-width: 391px) 100vw, 391px\" \/><\/a>Using Negative Debt Snowflakes<\/h2>\n<p><em>Debt Snowflakes<\/em> (on the <em>Additional Payments<\/em> page) are meant to temporarily adjust your monthly budget. Ideally, you&#8217;ll be adjusting your budget up. That said, things happen, and you may need to skip a month for some reason. Just use a negative dollar amount when you create your debt snowflake.<\/p>\n<h2><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/negative-snowflake.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1610 size-full\" title=\"negative debt snowflake\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/negative-snowflake.png\" alt=\"negative debt snowflake\" width=\"871\" height=\"157\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/negative-snowflake.png 871w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/negative-snowflake-300x54.png 300w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/negative-snowflake-768x138.png 768w\" sizes=\"(max-width: 871px) 100vw, 871px\" \/><\/a>Resetting Parts of Your Account<\/h2>\n<p>It&#8217;s possible to reset certain parts of your account if things go wrong. You can always delete your account and start over, but you can always try a selective account reset first. There is a link on the <em>My Account<\/em> page.<\/p>\n<p><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/my-account-reset.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1611 size-full\" title=\"account reset link\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/my-account-reset.png\" alt=\"account reset link\" width=\"359\" height=\"519\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/my-account-reset.png 359w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/my-account-reset-208x300.png 208w\" sizes=\"(max-width: 359px) 100vw, 359px\" \/><\/a><\/p>\n<p>Next, check off each component you would like to reset. Be careful though, resetting information is not reversible.<\/p>\n<p><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/my-account-reset-2.png\"><img decoding=\"async\" class=\"aligncenter wp-image-1612 size-full\" title=\"selective account reset\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/my-account-reset-2.png\" alt=\"selective account reset\" width=\"949\" height=\"629\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/my-account-reset-2.png 949w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/my-account-reset-2-300x199.png 300w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/my-account-reset-2-768x509.png 768w\" sizes=\"(max-width: 949px) 100vw, 949px\" \/><\/a>If you have an Undebt.it+ account, use the reset method instead of the delete account option if you want to start over. Otherwise, you will have to contact me to re-apply your membership to your new account.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you want to make the most of your Undebt.it account, it&#8217;s important to know about all the features the site offers. This post will go over some of the site&#8217;s lesser-known features. It&#8217;s&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":1720,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[8],"tags":[100],"class_list":["post-1596","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-features","tag-tips-tricks"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2021\/02\/Copy-of-Copy-of-Copy-of-10-Simple-Monthly-Budget-Templates-in-Google-Sheets-1.png","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p3b4HR-pK","_links":{"self":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/1596","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/comments?post=1596"}],"version-history":[{"count":12,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/1596\/revisions"}],"predecessor-version":[{"id":1935,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/1596\/revisions\/1935"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/media\/1720"}],"wp:attachment":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/media?parent=1596"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/categories?post=1596"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/tags?post=1596"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}