{"id":1103,"date":"2020-03-18T07:48:32","date_gmt":"2020-03-18T15:48:32","guid":{"rendered":"https:\/\/undebt.it\/blog\/?p=1103"},"modified":"2021-02-16T14:23:16","modified_gmt":"2021-02-16T22:23:16","slug":"how-to-temporarily-pause-your-undebt-it-debt-snowball","status":"publish","type":"post","link":"https:\/\/undebt.it\/blog\/how-to-temporarily-pause-your-undebt-it-debt-snowball\/","title":{"rendered":"How to Temporarily Pause Your Debt Snowball"},"content":{"rendered":"<p>Sometimes things happen that are out of our control and find that we need to temporarily pause our debt snowball payoff plan. There is a way to do this with Undebt.it and still keep your plan accurate. Here&#8217;s how to make it happen:<\/p>\n<div id=\"attachment_1104\" style=\"width: 314px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/snowball-amount.png\"><img decoding=\"async\" aria-describedby=\"caption-attachment-1104\" class=\"wp-image-1104 size-full\" title=\"snowball amount\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/snowball-amount.png\" alt=\"snowball amount\" width=\"304\" height=\"98\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/snowball-amount.png 304w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/snowball-amount-300x97.png 300w\" sizes=\"(max-width: 304px) 100vw, 304px\" \/><\/a><p id=\"caption-attachment-1104\" class=\"wp-caption-text\">The current snowball amount<\/p><\/div>\n<div id=\"attachment_1105\" style=\"width: 1343px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/this-months-snowball-table.png\"><img decoding=\"async\" aria-describedby=\"caption-attachment-1105\" class=\"wp-image-1105 size-full\" title=\"this months snowball table\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/this-months-snowball-table.png\" alt=\"this months snowball table\" width=\"1333\" height=\"132\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/this-months-snowball-table.png 1333w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/this-months-snowball-table-300x30.png 300w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/this-months-snowball-table-1024x101.png 1024w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/this-months-snowball-table-768x76.png 768w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/this-months-snowball-table-1320x132.png 1320w\" sizes=\"(max-width: 1333px) 100vw, 1333px\" \/><\/a><p id=\"caption-attachment-1105\" class=\"wp-caption-text\">This months snowball table<\/p><\/div>\n<p>In this example, the snowball amount for the month is $452. On the <strong>Snowball Table<\/strong> page, you can see that I have already made my minimum payments of $110 for the month and the entire snowball amount of $452 is scheduled to be still be paid. I&#8217;m going to skip the March snowball payment, but I still want my plan to be accurate so I&#8217;m going to head over to the <strong>Additional Payments<\/strong> page and create a negative debt snowflake.<\/p>\n<div id=\"attachment_1106\" style=\"width: 431px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/negative-snowflake.png\"><img decoding=\"async\" aria-describedby=\"caption-attachment-1106\" class=\"wp-image-1106 size-full\" title=\"negative debt snowflake\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/negative-snowflake.png\" alt=\"negative debt snowflake\" width=\"421\" height=\"452\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/negative-snowflake.png 421w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/negative-snowflake-279x300.png 279w\" sizes=\"(max-width: 421px) 100vw, 421px\" \/><\/a><p id=\"caption-attachment-1106\" class=\"wp-caption-text\">Negative debt snowflake<\/p><\/div>\n<p>Once the snowflake is created, go back to the Debt Snowball table and see how things look.<\/p>\n<div id=\"attachment_1107\" style=\"width: 1371px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/new-payoff-schedule.png\"><img decoding=\"async\" aria-describedby=\"caption-attachment-1107\" class=\"wp-image-1107 size-full\" title=\"New payoff schedule\" src=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/new-payoff-schedule.png\" alt=\"New payoff schedule\" width=\"1361\" height=\"325\" srcset=\"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/new-payoff-schedule.png 1361w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/new-payoff-schedule-300x72.png 300w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/new-payoff-schedule-1024x245.png 1024w, https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/new-payoff-schedule-768x183.png 768w\" sizes=\"(max-width: 1361px) 100vw, 1361px\" \/><\/a><p id=\"caption-attachment-1107\" class=\"wp-caption-text\">New payoff schedule<\/p><\/div>\n<p>Now we see that there is $0 left to be paid on the first account and the snowball amount shows $0. <strong>Repeat this process for each month that you would like to skip<\/strong>. Note that you don&#8217;t have to make your snowball amount zero &#8211; you can just bump it down a little if that&#8217;s all you need. Good luck to you all!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sometimes things happen that are out of our control and find that we need to temporarily pause our debt snowball payoff plan. There is a way to do this with Undebt.it and still keep&#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":1106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[3],"tags":[84],"class_list":["post-1103","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debt-snowball","tag-skip-debt-snowball"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/undebt.it\/blog\/wp-content\/uploads\/2020\/03\/negative-snowflake.png","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p3b4HR-hN","_links":{"self":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/1103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/comments?post=1103"}],"version-history":[{"count":5,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/1103\/revisions"}],"predecessor-version":[{"id":1685,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/posts\/1103\/revisions\/1685"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/media\/1106"}],"wp:attachment":[{"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/media?parent=1103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/categories?post=1103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/undebt.it\/blog\/wp-json\/wp\/v2\/tags?post=1103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}